This course explores the Irish (EU) Fintech ecosystem and analyses the scope of current and evolving Fintech products/services. The course identifies areas of increasing regulatory attention and differentiates the source of compliance risks related to the provision of specific Fintech services, for example: banking, credit/lending, funds, savings/investment, and insurance sectors. There is a specific focus on the innovation and compliance risk with respect to an evolving payments infrastructure – including the adoption of stablecoins and the potential issuance of CBDC’s – and the challenges related to developing a regulatory framework for crypto (digital) assets.
40%: Blend of competency based MCQs & scenario analysis
60%: Final Examination
On the successful completion of this course learners will be able to:
1. Summarise the scale and evolution of the Irish Fintech ecosystem in the context of the EU strategic objectives.
2. Identify areas of EU & Irish legislative and regulatory focus and differentiate between the compliance risks associated with specific Fintech products/services.
3. Analyse the Fintech regulatory risks and compliance challenges in an evolving domestic and cross-border payments infrastructure.
4. Identify the compliance risks related to regulated and non-regulated cryptocurrencies and crypto-asset service providers.